The crypto market remains under pressure this week. XRP slipped below $2, shaking confidence in large payment tokens. Assets once seen as safe now move with fear and thin liquidity. This change forces a reset in how payment projects get judged.
As attention shifts away from legacy coins, presales return to focus. Fixed pricing and early utility now matter more than brand names. Two payment-focused projects stand out in this search: Remittix and Digitap ($TAP). Both target real-world use, but only one shows stronger structure. It is time to see which presale offers a better crypto to buy in a bearish market.
XRP’s Warning Signal for Payment Coins
XRP built its reputation on speed and low-cost transfers. For years, this story held value. The current market paints a different picture. Price action now shows weakness. The break below $2 highlights how exposed large-cap tokens remain during downturns.
Another issue comes from reliance on speculation. XRP moves with the market mood rather than platform usage. Adoption news rarely protects price during red weeks. This creates frustration. Payment tokens promise stability. Charts show volatility instead.
Regulatory uncertainty also remains present. Court updates and policy signals still shape sentiment. This adds risk. Many holders feel locked into long-term hope. Short-term flexibility fades. In a defensive market, this model struggles. Capital searches for an altcoin to buy with direct utility and built-in demand.
Remittix Offers a Clean Story, but Not the Full System
Remittix entered the market with a focus on crypto-to-fiat transfers. The project highlights remittance tools and simple payment flows. This story appeals during periods of global transfers and freelance payments.
However, the scope is limited. Remittix stays narrow in function. It centers on transfers alone. Banking features, cards, and full financial control remain future goals. The platform also depends on adoption after launch to support value.
Token mechanics show fewer defensive elements. Supply pressure and utility link mainly to future usage. In a bearish market, delayed demand carries risk. Traders often seek a crypto to buy with active revenue channels and live infrastructure today.
Digitap Looks Built for a Bear Market
Digitap presents a broader structure because it combines banking, payments, and crypto in one working system. The omni-banking app already runs on the Apple App Store and Google Play Store. Users can sign up, manage balances, and spend through cards supported by the Visa network. This matters. Utility comes first. The token follows the product.
Settlement speed also plays a role. Digitap connects crypto and bank rails such as SEPA and SWIFT. Funds move fast. Freelancers and merchants gain flexibility. During market stress, fast settlement helps protect value. These features position Digitap as a strong crypto to buy with real-world relevance.
Digitap focuses on defense as well. Half of platform profits support buybacks and burns. This creates supply pressure in the opposite direction. Fixed supply adds another layer of protection. No new tokens appear later. This model suits fearful markets.
Privacy options also stand out. Tiered access allows choice. Basic wallets stay simple. Pro accounts open offshore banking paths with licensed partners. This range supports users in many regions. Remittix does not yet match this scale.
The $TAP Presale Keeps Moving as Charts Stand Still
Digitap’s presale shows a clear structure in a weak market. Stage 1 opened at $0.0125. The current price now sits at $0.0371. That move already represents almost a 3x increase from the earliest round.The planned launch price stands at $0.14. From today’s level, that places the launch value at nearly 4x higher.
Progress also supports this momentum. The presal