Resolve To Own: 5 Steps for First-Time Buyers To Get Mortgage-Ready in 2026

Resolve To Own: 5 Steps for First-Time Buyers To Get Mortgage-Ready in 2026

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BY ERIC GOLDSCHEIN

JANUARY 1, 2026

If one of your resolutions for 2026 is to get yourself in position to become a first-time homebuyer, the time to get started is now. 

Don’t let the calendar fool you: 12 months to get mortgage-ready may sound like a long time, but buying a home is one of the biggest financial moves you’ll ever make, and everyone involved in the process—from prospective sellers to lenders—wants to know that

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